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  <url>
    <loc>https://docs.luminpay.co/api-reference/api-keys/create-an-api-key</loc>
    <lastmod>2026-08-28T09:10:06.402Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/api-keys/list-api-keys</loc>
    <lastmod>2026-08-28T09:10:06.387Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/api-keys/revoke-an-api-key</loc>
    <lastmod>2026-08-28T09:10:06.417Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/charges/create-a-charge</loc>
    <lastmod>2026-08-28T09:10:06.294Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/charges/force-an-immediate-check-for-payment-on-a-charge</loc>
    <lastmod>2026-08-28T09:10:06.325Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/charges/get-a-charge</loc>
    <lastmod>2026-08-28T09:10:06.340Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/charges/get-a-charge-public-no-auth-required</loc>
    <lastmod>2026-08-28T09:10:06.309Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/charges/list-charges</loc>
    <lastmod>2026-08-28T09:10:06.280Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/invoices/create-an-invoice</loc>
    <lastmod>2026-08-28T09:10:06.993Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/invoices/get-an-invoice</loc>
    <lastmod>2026-08-28T09:10:07.115Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/invoices/get-an-invoice-public-no-auth-required</loc>
    <lastmod>2026-08-28T09:10:07.181Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/invoices/list-invoices</loc>
    <lastmod>2026-08-28T09:10:06.894Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/invoices/pay-an-invoice-public-no-auth-required</loc>
    <lastmod>2026-08-28T09:10:07.198Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/invoices/void-an-invoice</loc>
    <lastmod>2026-08-28T09:10:07.133Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/lightning/get-a-lightning-charge</loc>
    <lastmod>2026-08-28T09:10:07.365Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/outlets/create-an-outlet</loc>
    <lastmod>2026-08-28T09:10:07.335Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/outlets/enable-or-disable-an-outlet</loc>
    <lastmod>2026-08-28T09:10:07.350Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/outlets/list-outlets</loc>
    <lastmod>2026-08-28T09:10:07.320Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/payment-links/create-a-payment-link</loc>
    <lastmod>2026-08-28T09:10:06.553Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/payment-links/enable-or-disable-a-payment-link</loc>
    <lastmod>2026-08-28T09:10:06.601Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/payment-links/get-a-payment-link-public-no-auth-required</loc>
    <lastmod>2026-08-28T09:10:06.682Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/payment-links/list-charges-made-through-a-payment-link</loc>
    <lastmod>2026-08-28T09:10:06.581Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/payment-links/list-payment-links</loc>
    <lastmod>2026-08-28T09:10:06.531Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/payment-links/pay-a-payment-link-public-no-auth-required</loc>
    <lastmod>2026-08-28T09:10:06.783Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/payouts/get-payout-schedule</loc>
    <lastmod>2026-08-28T09:10:07.290Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/payouts/list-payouts</loc>
    <lastmod>2026-08-28T09:10:07.245Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/payouts/request-a-payout</loc>
    <lastmod>2026-08-28T09:10:07.273Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/payouts/update-payout-schedule</loc>
    <lastmod>2026-08-28T09:10:07.305Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/rates/get-the-current-exchange-rate</loc>
    <lastmod>2026-08-28T09:10:06.355Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/rates/preview-a-currency-conversion</loc>
    <lastmod>2026-08-28T09:10:06.371Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/refunds/create-a-refund-for-a-charge</loc>
    <lastmod>2026-08-28T09:10:06.506Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/refunds/list-refunds-for-a-charge</loc>
    <lastmod>2026-08-28T09:10:06.491Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/wallet/get-estimated-wallet-balance-in-ngn</loc>
    <lastmod>2026-08-28T09:10:07.229Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/wallet/get-wallet-balances</loc>
    <lastmod>2026-08-28T09:10:07.214Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/webhooks/enable-or-disable-a-webhook-endpoint</loc>
    <lastmod>2026-08-28T09:10:06.460Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/webhooks/list-webhook-delivery-events</loc>
    <lastmod>2026-08-28T09:10:06.476Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/webhooks/list-webhook-endpoints</loc>
    <lastmod>2026-08-28T09:10:06.431Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/api-reference/webhooks/register-a-webhook-endpoint</loc>
    <lastmod>2026-08-28T09:10:06.446Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/authentication</loc>
    <lastmod>2026-08-28T08:08:29.864Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co</loc>
    <lastmod>2026-08-28T08:08:29.866Z</lastmod>
  </url>

  <url>
    <loc>https://docs.luminpay.co/quickstart</loc>
    <lastmod>2026-08-28T08:08:29.865Z</lastmod>
  </url>
</urlset>